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ESD of Globe Life provides civil service employees and their families access to life and supplemental health insurance benefits. Our supplemental government employee insurance products are sold through state-licensed insurance Agents to various federal and state employee groups. Our insurance policies do not replace existing insurance benefits. Our insurance policies are designed to fill gaps in employer-provided insurance coverage.

Learn more about ESD’s commitment to civil service employees.

Do I need additional life insurance benefits?

You may already have life insurance through a state or federal employee insurance program. This coverage is owned by your employer and may terminate if you leave your job. A Globe ESD life insurance policy is individually owned for life, meaning wherever you go, your insurance coverage goes, as long as you pay premiums on time.  Plus, whole life insurance accumulates cash value that may help provide a financial safety net for your loved ones. Get more details on how a Globe ESD life insurance policy may help protect your family’s financial future.

Why should I purchase cancer insurance?

Dealing with a cancer diagnosis can be emotionally devastating and even more challenging if treatment presents a financial burden. Purchasing a supplemental cancer insurance plan may help offset the costs of treatment not covered under your major medical insurance, supplement your income if you’re unable to work, or help with daily living expenses. Learn more about the financial advantages of Globe Life’s cancer insurance policy.

Why do I need accident insurance?

Accidental injuries are the fourth leading cause of death in the United States*. Among federal and local government employees, fatal occupational injuries increased by two percent from 2013 to 2014 – the highest count since 2011**. An accident insurance policy may help provide cash benefits to help pay burial costs, medical bills, or household living expenses. Find out more on how Globe ESD’s accident coverage may help your family.

Sources: *Centers for Disease Control and Prevention, NCHS, 2015; **Bureau of Labor Statistics, National Census of Fatal Occupational Injuries, 2015.

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